Calculate monthly EMI for home, car & personal loans with full amortization schedule.
Enter the loan amount in rupees.
Set the annual interest rate (e.g., 8.5% for home loans).
Choose the loan tenure in months or years.
View your monthly EMI, total interest, and total payment.
See the full amortization schedule showing monthly principal and interest breakdown.
EMI = P × r × (1 + r)^n / ((1 + r)^n − 1) Where: P = Principal loan amount r = Monthly interest rate (Annual rate / 12 / 100) n = Loan tenure in months Total Payment = EMI × n Total Interest = Total Payment − P
All calculations are performed instantly in your browser. No data is sent to any server.
Calculate EMI before applying for a home loan
Compare car loan options from different banks
Plan personal loan repayment
Understand how prepayment reduces total interest
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